"Had any accidents?" joke
The cowboy was trying to buy a health insurance policy. The insurance agent was going down the list of standard questions.
"Ever have an accident?"
"Nope, nary a one."
"None? You`ve never had any accidents."
"Nope. Ain`t never had one. Never."
"Well, you said on this form you were bit by a snake once. Wouldn`t you consider that an accident?"
"Heck, no. That dang varmint bit me on purpose
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