Insurance Jokes

An unemployed man is desperate to support his family of a wife and three kids. He applies for a janitor's job at a large firm and easily passes an aptitude test.
The human resources manager tells him, "You will be hired at minimum wage of $5.35 an hour. Let me have your e-mail address so that we can get you in the loop. Our system will automatically e-mail you all the forms and advise you when to start and where to report on your first day."
Taken back, the man protests that he is poor and has neither a computer nor an e-mail address. To this the manager replies, "You must understand that to a company like ours that means that you virtually do not exist. Without an e-mail address or internet access you can hardly expect to be employed by a high-tech firm. Good day."
Stunned, the man leaves. Not knowing where to turn and having $10 in his wallet, he walks past a farmers' market and sees a stand selling 25 lb. crates of beautiful red tomatoes. He buys a more...

Private Jones was assigned to the army induction center, where he advised new recruits about their government benefits, especially their Serviceman's Group Life Insurance (SGLI). It wasn't long before the center's lieutenant noticed that Private Jones had almost a 100% record for insurance sales, which had never happened before. Rather than ask about this, the lieutenant stood in the back of the room and listened to Jones's sales pitch.
Jones explained the basics of the SGLI to the new recruits, and then said:
"If you have SGLI and go into battle and are killed, the government has to pay $200,000 to your beneficiaries. If you don't have SGLI, and you go into battle and get killed, the government has to pay only a maximum of $6000."
"Now," he concluded, "which recruits do you think they are going to send into battle first?"

(name withheld) Minnetonka, MN 55345
Superior Health Insurance ATTN: Claims Review 1423 W. 90th St. New York, NY 05016
Dear Sir:
This letter is in response to your recent letter requesting a more detailed explanation concerning my recent internment at Methodist Hospital. Specifically, you asked for an expansion in reference to Block 21A.(3) of the claim form (reason for hospital visit). On the original form, I put "Stupidity". I realize now that this answer was somewhat vague and so I will attempt to more fully explain the circumstances leading up to my hospitalization.
I had needed to use the restroom and had just finished a quick bite to eat at the local burger joint. I entered the bathroom, took care of my business, and just prior to the moment in which I had planned to raise my trousers, the locked case that prevents theft of the toilet paper in such places came undone and, feeling it striking my knee, unthinkingly, I immediately, and with unnecessary more...

* "I pulled into a lay-by with smoke coming from under the bonnet. I realized the car was on fire so took my dog and smothered it with a blanket."
* "On approach to the traffic lights the car in front suddenly broke."
* "I had been driving for 40 years when I fell asleep at the wheel and had an accident."
* "I pulled away from the side of the road, glanced at my mother-in-law and headed over the embankment."
* "The other car collided with mine without giving warning of its intention."
* "I collided with a stationary truck coming the other way."
* "In an attempt to kill a fly, I drove into a telephone pole."
* "I had been shopping for plants all day and was on my way home. As I reached an intersection a hedge sprang up obscuring my vision and I did not see the other car."
* "An invisible car came out of nowhere, struck my car and vanished."
* "I was more...

(name withheld) Minnetonka, MN 55345Superior Health Insurance ATTN: Claims Review 1423 W. 90th St. New York, NY 05016Dear Sir:This letter is in response to your recent letter requesting a more detailed explanation concerning my recent internment at Methodist Hospital. Specifically, you asked for an expansion in reference to Block 21A.(3) of the claim form (reason for hospital visit). On the original form, I put "Stupidity". I realize now that this answer was somewhat vague and so I will attempt to more fully explain the circumstances leading up to my hospitalization.I had needed to use the restroom and had just finished a quick bite to eat at the local burger joint. I entered the bathroom, took care of my business, and just prior to the moment in which I had planned to raise my trousers, the locked case that prevents theft of the toilet paper in such places came undone and, feeling it striking my knee, unthinkingly, I immediately, and with unnecessary force, returned the lid more...