"Native American Trades" joke

An old Native American wanted a loan for $500. He approached his local banker. The banker pulled out the loan application, asking, “What are you going to do with the money? ”

“Take jewelry to city and sell it, ” said the old man.

“What have you got for collateral? ” queried the banker, going strictly by the book.

“Don’t know of collateral. ”

“Well that’s something of value that would cover the cost of the loan. Have you got any vehicles? ”

“Yes, I have a 1949 Chevy pickup. ”

The banker shook his head, “How about livestock? ”
“Yes, I have a horse. ”

“How old is it? ”

“I don’t know; it has no teeth. ”

Finally the banker decided to make the $500 loan.

Several weeks later the old man was back in the bank. He pulled out a roll of bills, “Here’s the money to pay loan, ” he said, handing the entire amount including interest.

“What are you going to do with the rest of that money? ”

“Put it in my pocket. ”

“Why don’t you deposit it in my bank? ” he asked.

“I don’t know of deposit. ”

“Well, you put the money in our bank and we take care of it for you. When you want to use it you can withdraw it. ”

The old Indian leaned across the desk, looking suspiciously at the banker, and asked, “What you got for collateral? ”