"The Accident" joke
Bubba came visitin' up north, and decided he wanted to go and do something he could never do in South Alabama...
. .... SNOW SKIING. .....
Unfortunately, before he ever made it UP the hill so's he could *try* and come DOWN the hill on ski's, he was knocked unconscious by the chairlift.
He called his insurance company from the hospital, but they said they were refusing to cover the injury.
"WHAT?!?" yelled Bubba at the phone. "And just why wouldn't you cover an injury like this?" he complained.
"You got hit in the head by a chairlift," Bubba's insurance rep said. "That makes you a moron... and we consider that to be a pre-existing condition."
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