"Fish Story" joke

A lawyer and an engineer
were fishing in the Caribbean. The lawyer said, "I am here because my
house burned down and everything I owned was burned. The insurance
company paid for everything."
"That is quite a coincidence," said the
engineer, "I am here because my house and all my belongings were
destroyed by a flood, and my insurance company also paid for everything."
The lawyer looked somewhat confused and asked, "how do you start a flood?"

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