"Insurance Policy" joke

After their barn burned down, Bob's wife Sally called their insurance agent to file a claim and demand the amount the barn was insured for, $60,000.
"Hold on just a second there, that's not the way it works. First we'll send out an adjuster to assess the damage, then we'll provide you with a replacement barn, just like the original," stated the agent.
After a lengthy pause Sally replied, "What! Well, if that's the way it works, cancel the life insurance on my husband immediately."

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